Products
creditIncluded with /v1/parse
Swippee Income
Detect salary, regularity, and stability.
Focused income view. Detects salary credits, calculates the regularity and typical pay day, surfaces remittance, and returns an income-stability score derived from cross-month variance.
Method
GET
Endpoint
/v1/reports/:id/income
Billing
Included
Quick action
POST /v1/parse then fetch this endpoint
Primary intent
Evaluate applicants faster with structured output
Compliance
Trace decisions to report IDs and signed events
One parse, many views
Fetch this product from the same report ID without re-uploading the customer statement.
Developer shaped
Stable JSON, explicit fields, predictable billing, and examples that map directly to the docs.
Audit friendly
The output keeps the decision signal and the source report tied together for review.
What you get
- Salary detection (keyword + amplitude clustering)
- Regularity classification (monthly / irregular)
- Typical day-of-month for payroll
- Income stability score 0–100 from cross-month coefficient of variation
- Remittance detection (RBC, Western Union, MoneyGram, RIA)
Built for
- Lending DTI calculation
- Visa income proof
- Tenant screening
- Insurance premium calc
Request
curl https://api.swippee.com/v1/reports/cl_abc123/income \
-H "Authorization: Bearer $SWIPPEE_API_KEY"Response
{
"salary_detected": true,
"salary_amount": 72000,
"salary_regularity": "monthly",
"salary_day_of_month": 25,
"avg_monthly_credit": 85000,
"income_stability_score": 87,
"remittance_detected": false,
"monthly_credits": [
{ "month": "2026-03", "total_credits": 84610 },
{ "month": "2026-04", "total_credits": 87200 },
{ "month": "2026-05", "total_credits": 85400 }
],
"income_transactions": [ /* salary + remittance txns */ ]
}